<?xml version="1.0"?>

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 <xs:schema targetNamespace="http://xml.netbeans.org/examples/LoanApplication"

            xmlns="http://xml.netbeans.org/examples/LoanApplication"

            xmlns:xs="http://www.w3.org/2001/XMLSchema"

            elementFormDefault="qualified" 

            attributeFormDefault="unqualified">

     <xs:element name="autoLoanApplication">

         <xs:annotation>

             <xs:documentation>A loan application xml schema</xs:documentation>

         </xs:annotation>

         <xs:complexType>

             <xs:sequence>                

                 <xs:element name="loan" type="LoanType"/>                

                 <xs:element name="term" type="xs:integer"/>                

                 <xs:element name="amount">

                     <xs:simpleType>

                         <xs:restriction base="xs:decimal">

                             <xs:minInclusive value="5000.00"/>

                             <xs:maxInclusive value="10000.00"/>

                             <xs:fractionDigits value="2"/>

                         </xs:restriction>

                     </xs:simpleType>

                 </xs:element>

                 <xs:element name="application">

                     <xs:simpleType>

                         <xs:restriction base="xs:string">

                             <xs:enumeration value="individual"/>

                             <xs:enumeration value="joint"/>

                         </xs:restriction>

                     </xs:simpleType>

                 </xs:element>                

                 <xs:element name="state" type="StateType"/>                

                 <xs:element name="applicant" type="ApplicantType" maxOccurs="2"/>                

                 <xs:element name="tradeIn" minOccurs="0">

                     <xs:complexType>

                         <xs:sequence>

                             <xs:element name="vehicle" type="CarType"/>                            

                             <xs:element name="monthlyPayment">

                                 <xs:simpleType>

                                     <xs:restriction base="xs:decimal">

                                         <xs:fractionDigits value="2"/>

                                         <xs:minInclusive value="0.00"/>

                                     </xs:restriction>

                                 </xs:simpleType>

                             </xs:element>

                         </xs:sequence>

                     </xs:complexType>

                 </xs:element>

             </xs:sequence>

         </xs:complexType>

     </xs:element>

     <xs:simpleType name="LoanType">

         <xs:restriction base="xs:string">

             <xs:enumeration value="new"/>

             <xs:enumeration value="used dealer"/>

             <xs:enumeration value="used private"/>

             <xs:enumeration value="refinance"/>

             <xs:enumeration value="lease buyout"/>

         </xs:restriction>

     </xs:simpleType>

     <xs:simpleType name="StateType">

         <xs:restriction base="xs:string">

             <xs:enumeration value="AZ"/>

             <xs:enumeration value="CA"/>

             <xs:enumeration value="NY"/>

             <xs:enumeration value="TX"/>

         </xs:restriction>

     </xs:simpleType>

     <xs:complexType name="ApplicantType">

         <xs:sequence>

             <xs:element name="name">

                 <xs:complexType>

                     <xs:sequence>

                         <xs:element name="first" type="xs:string"/>

                         <xs:element name="middle" type="xs:string"/>

                         <xs:element name="last" type="xs:string"/>

                         <xs:element name="suffix">

                             <xs:simpleType>

                                 <xs:restriction base="xs:string">

                                     <xs:enumeration value="Jr"/>

                                     <xs:enumeration value="Sr"/>

                                     <xs:enumeration value="II"/>

                                     <xs:enumeration value="III"/>

                                     <xs:enumeration value="IV"/>

                                     <xs:enumeration value="V"/>

                                 </xs:restriction>

                             </xs:simpleType>

                         </xs:element>

                     </xs:sequence>

                 </xs:complexType>

             </xs:element>

             <xs:element name="SSID">

                 <xs:simpleType>

                     <xs:restriction base="xs:string">

                         <xs:pattern value="\d{3}-\d{2}-\d{4}"/>

                     </xs:restriction>

                 </xs:simpleType>

             </xs:element>

             <xs:element name="birthDate" type="xs:date"/>

             <xs:element name="homePhone" type="PhoneNumberType"/>

             <xs:element name="cellPhone" type="PhoneNumberType"/>

             <xs:element name="emailAddress">

                 <xs:simpleType>

                     <xs:restriction base="xs:string"/>

                 </xs:simpleType>

             </xs:element>

             <xs:element name="residence" type="ResidenceType" maxOccurs="unbounded"/>

             <xs:element name="employment">

                 <xs:complexType>

                     <xs:sequence>

                         <xs:element name="status">

                             <xs:simpleType>

                                 <xs:restriction base="xs:string">

                                     <xs:enumeration value="unemployed"/>

                                     <xs:enumeration value="employed"/>

                                     <xs:enumeration value="self employed"/>

                                 </xs:restriction>

                             </xs:simpleType>

                         </xs:element>

                         <xs:element name="detail" minOccurs="0">

                             <xs:complexType>

                                 <xs:sequence>

                                     <xs:element name="occupation" type="xs:string"/>

                                     <xs:element name="employer">

                                         <xs:complexType>

                                             <xs:sequence>

                                                 <xs:element name="name"/>

                                                 <xs:element name="address" type="AddressType"/>

                                                 <xs:element name="lengthOfEmployment" type="DurationType"/>

                                             </xs:sequence>

                                         </xs:complexType>

                                     </xs:element>

                                     <xs:element name="workPhone" type="PhoneNumberType"/>

                                     <xs:element name="grossMonthlyIncome">

                                         <xs:simpleType>

                                             <xs:restriction base="xs:decimal">

                                                 <xs:minInclusive value="0.00"/>

                                                 <xs:fractionDigits value="2"/>

                                             </xs:restriction>

                                         </xs:simpleType>

                                     </xs:element>

                                 </xs:sequence>

                             </xs:complexType>

                         </xs:element>

                     </xs:sequence>

                 </xs:complexType>

             </xs:element>

             <xs:element name="supplementalIncome">

                 <xs:complexType>

                     <xs:sequence>

                         <xs:element name="source">

                             <xs:simpleType>

                                 <xs:restriction base="xs:string">

                                     <xs:enumeration value="alimony"/>

                                     <xs:enumeration value="child support"/>

                                     <xs:enumeration value="investments"/>

                                     <xs:enumeration value="part time job"/>

                                     <xs:enumeration value="rental property"/>

                                     <xs:enumeration value="retirement income"/>

                                     <xs:enumeration value="social security"/>

                                 </xs:restriction>

                             </xs:simpleType>

                         </xs:element>

                         <xs:element name="grossMonthlyIncome">

                             <xs:simpleType>

                                 <xs:restriction base="xs:decimal">

                                     <xs:minInclusive value="0.00"/>

                                     <xs:fractionDigits value="2"/>

                                 </xs:restriction>

                             </xs:simpleType>

                         </xs:element>

                     </xs:sequence>

                 </xs:complexType>

             </xs:element>

         </xs:sequence>

     </xs:complexType>

     <xs:complexType name="AddressType">

         <xs:sequence>

             <xs:element name="address1"/>

             <xs:element name="address2"/>

             <xs:element name="city"/>

             <xs:element name="state" type="StateType"/>

             <xs:element name="zip">

                 <xs:simpleType>

                     <xs:restriction base="xs:string">

                         <xs:minLength value="5"/>

                         <xs:maxLength value="5"/>

                         <xs:pattern value="\d{5}"/>

                     </xs:restriction>

                 </xs:simpleType>

             </xs:element>

         </xs:sequence>

     </xs:complexType>

     <xs:complexType name="PhoneNumberType">

         <xs:sequence>

             <xs:element name="areaCode"/>

             <xs:element name="exchange"/>

             <xs:element name="number"/>

             <xs:element name="extension" minOccurs="0"/>

         </xs:sequence>

     </xs:complexType>

     <xs:complexType name="OccupancyType">

         <xs:sequence>

             <xs:element name="type">

                 <xs:simpleType>

                     <xs:restriction base="xs:string">

                         <xs:enumeration value="rent"/>

                         <xs:enumeration value="own"/>

                     </xs:restriction>

                 </xs:simpleType>

             </xs:element>

             <xs:element name="movedIn" type="xs:date"/>

             <xs:element name="lengthOfOccupancy" type="DurationType"/>

             <xs:element name="payment">

                 <xs:simpleType>

                     <xs:restriction base="xs:decimal">

                         <xs:fractionDigits value="2"/>

                         <xs:minInclusive value="0.00"/>

                     </xs:restriction>

                 </xs:simpleType>

             </xs:element>

         </xs:sequence>

     </xs:complexType>

     <xs:complexType name="ResidenceType">

         <xs:sequence>

             <xs:element name="address" type="AddressType"/>

             <xs:element name="occupancy" type="OccupancyType"/>

         </xs:sequence>

     </xs:complexType>

     <xs:complexType name="CarType">

         <xs:sequence>

             <xs:element name="year" type="xs:gYear"/>

             <xs:element name="make" type="xs:string"/>

             <xs:element name="model" type="xs:string"/>

             <xs:element name="VIN" type="xs:string"/>

         </xs:sequence>

     </xs:complexType>

     <xs:complexType name="DurationType">

         <xs:sequence>

             <xs:element name="years" type="xs:positiveInteger"/>

             <xs:element name="months">

                 <xs:simpleType>

                     <xs:restriction base="xs:positiveInteger">

                         <xs:minInclusive value="1"/>

                         <xs:maxInclusive value="12"/>

                     </xs:restriction>

                 </xs:simpleType>

             </xs:element>

         </xs:sequence>

     </xs:complexType>

 </xs:schema>